BAY Capital’s “High-Quality” vision adopted for years has proven successful, helping us become the preferred brand. We are happy to be one of the most respected and favorite institutions with our activities both in the country and abroad. We will keep raising the bar even further in future, and continue along this path embracing innovations and changes. We will continuously renew and improve our strategies, business segments and our organization, staying true to our core values. We will maintain our commitment to becoming the strongest, the most reliable and profitable company, taking strength from a dynamic approach driven by our appetite for change.